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Are you thinking about switching careers? If you are, you’re not alone. Most Americans switch careers three times in their lifetime. Nevertheless, switching careers is scary. And it’s especially paralyzing the older you get. But making a career switch is very possible and much more common than you might think. Before you’re ready to leap, realize that it’s a heavyweight decision that deserves some time and solid thought. Here are seven steps to help you on your way.

1. Gain insight from your current situation.

When considering a career switch, the first thing you should do is learn from your current situation. To do this, take a step back and study what you do for a living today and why you do it. Examine the reasons that you are in your current job or career. Was it what you went to school for? Was it what your parents wanted you to do? Was it the “hot career” at one time? Did you just “fall into it”? Did you love it at one time? Did you do it for the money you could make? Was it just to pay the bills? The answers to these questions can provide valuable insight into the core reasons that you want or need to change.

Now examine why you want to leave your current career field. Remove any company or management related politics that are specific to your current employer from the picture. See your situation for what it is and ask yourself why you are looking to switch. Are you being forced out because of market shifts of business trends? Are you burnt out? Do you want to make more money? Are you miserable doing what you do? Have you tried your best but found that your career is “just not a good fit”? Have you decided its time to pursue a long lost career love?

Inspecting your current situation and reasons for your desire to change careers will provide a foundation for your next step.

2. Look inside

Whether you already have a career in mind or you are searching for a new career, you must look inward. In order to gain the most from your reflection, it is essential to start with a clean slate. Set aside any notions (real or imagined) about what type of money certain careers offer. Discard any stereotypes or judgments of occupations. Distance yourself from any pre-conceived ideas about what you are right or destined for.

Now seriously examine what you truly love. First start with the obvious. Look at your hobbies and interests. List out the things you are passionate about or in which you have talent. Give yourself credit for things you are good at and don’t be afraid to write things down that you love, but are not yet good at. Write them all down, even if you think they may not be a possible career path. You’re just brainstorming at this point and you should not eliminate anything right out of the gate. And it’s important to bear in mind that what you may think are your interests are not necessarily all of your interests. To help you get a good look at your interests, observe the simple things. What kinds of news stories perk your interest? What kinds of TV shows do you enjoy? What kinds of books magazines do you find yourself drawn to? What kind of people do you like to associate with or find interesting? What parts of your current career have brought you the most satisfaction?

Next, remind yourself of what you wanted to be when you grew up. Is it something you still want to be? Do you still get stars in your eyes when you think about it? This may give you some real clues. And of course, depending on what you wanted to be, that young dream may be out of reach. Or…is it? Think about it. If your ideal career aspiration at the age of 10 was to be an astronaut and you are now over the age limit or are not physically able to, you can rule it out. But what about other careers associated with astronauts or astronomy? There is a wide array of careers that touch upon astronomy from teaching, to marketing telescopes, to writing for a science magazine, to building models or sets for movies to working at a museum on a space exhibit! When you look at your passion and then use a little imagination, the sky (or should I say space) becomes the limit.

Lastly, look at what type of person you are. Be honest with yourself. Do you enjoy working with your hands? Do you enjoy working alone? Do you enjoy a social work setting? Do you enjoy being part of a team? Do you enjoy working at night? These are all examples of questions that will lead you down the path to discovering and evaluating whether a given career path is right for you.

As you are going through the exercise of looking inside, it is important to avoid cluttering your mind or list with any “buts”. If your answer to the question “do you enjoy working with your hands” was “yes”, leave it at “yes”. Don’t append any knee jerk reactions to your answers such as “yes, but I am clumsy” or “yes, but those jobs don’t pay as much”. Leave your mind open and you will be pleasantly surprised at how easily any natural human discouragement subsides.

3. Explore what’s out there

Now that you’re armed with a list of personal interests and talents, sit on them for a few days and let them cook. Let yourself get used to your newfound list. You may find yourself adding a few more during this time or even crossing a few out.

Begin your next step by opening your eyes to what’s out there (not what you perceive to be out there, but rather what is out there). Pick up your local community college catalog and flip through both credit and continuing education courses. Look online for education or career programs. Make a list of the careers of your friends and family. On your next ride to work or to the store, turn off the radio, look around and take notice of the buildings and businesses around you. Look at the people you see outside and start piecing together what their days are like.

The object of this exercise is to compare what is out there, with what interests you. Let’s stick with the astronomy example. You’re interested in astronomy. So what? Well…now you’ve begun looking through the local community college catalog and there, you see a continuing education course on astronomy. You’ve now found something concrete, a class that you can take that will allow you to pursue your interest. But what is a continuing education course going to get you? A couple of things. One, you will meet other people who share your interest. These people bring information to the table. They may know of groups or clubs that you can join. Or perhaps, they may have friends or relatives who are looking for someone to do research work or work part-time in their science store. Two, you will be able to further your interest…or be able to rule it out as a career path. You may learn that you really love astronomy and would like to pursue it further. On the other hand, you may learn that it really isn’t what you thought it was and you really don’t care enough about it to pursue it as a career. Any way you slice it, you will learn something about yourself and at the very least will have met others who share your interest.

Let’s try another example. Perhaps, on your way to work, you start to notice a road construction worker. The first day you see him, you’re in a suit, he’s in jeans and he’s joking with a coworker as he shovels asphalt under a sunny sky. You think to yourself, “Boy it’d be nice to get out of this suit, work outside…break a sweat for once! Maybe I’d like to do that…” The next day you see him and you watch as a driver leans out his window and curses at him. “Hmmm”, you think. The third day you see him, it’s raining and cold and he’s out braving the elements while you’re dry and warm inside your car. “Cross that one off the list”, you think. If you had only noticed the man on the first day, you’d only have seen him on a good day. If you had only noticed him on the last day, you’d have seen him at the worst. Either way, without really opening your eyes full time, you may have a fragmented impression on what it means to be this or that. The point here is not to look for distinctly negative or positive things about a given occupation, but to begin to see it as a whole. With this type of information, you will be able to form an opinion on whether a given occupation could be a possibility for you.

In addition to concrete and mindful exploration, talking to your friends and family is an invaluable type of investigation. When you start bringing up your interests or ideas for possible career paths in conversations or e-mails, you will no doubt hear a lot of “Oh! Susan’s son teaches astronomy at the university, he’s writing a book on the Hubble telescope this year.” or “Oh John does construction on the side, he loves it!” By talking to other people, you may make connections or gain insight into the experiences and opinions of people connected with your interest areas. It will also trigger some more ideas for you. Perhaps it never occurred to you to pair a love of writing with a love of astronomy until you talked with your cousin.

4. Do your homework

So, you’ve looked inside. You’ve come up with several interests and you’ve taken steps to explore what’s out there. By this time, you’ve come up with a few things you might like to do or have found one you’ve decided you want to pursue. Now it’s time to get to work. It’s time to delve into what it really means to have a job in a particular career field. To accomplish this part of your journey, you need to do serious research.

Your research homework consists of concrete exploration of available paths for your career options. For the majority of careers, you will need to embark on some type of structured educational path. Examples of this are things like sponsored career programs, college degrees, certification programs, professional designations, internships or apprenticeships. Even if your chosen career path does not require ordered training or education, you will no doubt have to “put in your time” and you will need to find out what and how much time you will realistically be expected to “put in”.

So how do you find out? Let’s say you’ve decided you want to seriously explore being a pharmacist. Wonderful! How do you get to be a pharmacist? For starters, inquire with your friends and family to see if anyone knows a pharmacist that you can speak with. Talk to your neighborhood pharmacist, find out where she went to school and ask her about any professional designations she holds or ongoing education she may be taking. If you’re brave, ask her what kind of salary pharmacists can expect to earn. In addition, pick up that college course catalog again and inspect the pharmacology program. Look at the prerequisites and notice how long the program will take to complete and how much the courses cost. Read the course descriptions. Do they peak your interest or do they make you want to throw the book down? A great supplement to all of your research is the internet. There are plenty of newsgroup, blog, forum and professional association sites out there. Any of these can give you a solid peak into what it means and takes to be a given occupation.

For each career path you are interested in, you will want to know the following:

• What are the education requirements?
• Does it require any job certification?
• Is there an apprenticeship required?
• Does it require travel?
• How much money can you make?
• Where are the regions of the country that people in this career field are more successful? more in supply? more in demand? make more money?
• Will it require you to relocate?
• Will it require regular, ongoing education?
• Will it require you to have your own business or work for another company?
• Are there yearly fees? (e.g. license renewal, union dues, association membership, equipment, etc.)
• How many hours will you normally work in a week?
• Are there any age requirements or cut-offs?
• How much will it cost you to become gainfully employed in the field?
• How long will it take you to become gainfully employed in the field?

The answers to these questions will help you narrow your career choices further and may even get a fire burning under your feet.

5. Take financial stock

Okay. You’ve done it! You’ve come up with one or more career paths that you’d like to embark on. You have looked into what it means to be employed in the career field(s) and you are now powerfully armed with the knowledge of what it takes to get you where you want to go! But like everything in life, it’s going to cost you. You now need to list out all the costs, add them up and compare them with what you will be able to swing. There’s no doubt you will be able to accomplish your goals, no matter what your financial situation. It may take you longer than you like or may come at the expense of some other items or conveniences in your life, but you can do it if you set your mind to it and approach it methodically. This may mean you have to call upon your research skills again and explore financial options such as grants, scholarships, payment plans, or 401K or private institution education loans. You even may be able to pay for education or experience by doing an internship or by performing work using a skill that you currently have in exchange for training or experience.

When you are taking financial stock, allow yourself breathing room. Perhaps your goals are not financially feasible at this moment in time. Perhaps you just had a baby, your youngest son needs braces, or you’ve just paid an absorbent amount of money to repair your car. It’s okay. Rejoice in the fact that you’ve come this far. You can put a plan together and start saving or start applying for aid or other means of financing. There may even be things you can start to do that will be free or cheap, such as volunteering in the field or reading books to prepare you for your studies. Most people don’t have the luxury of quitting their jobs while they switch careers, so most likely you will be living a “double life” while you prepare for the switch. Whatever you do, don’t break the bank, because you’ll inevitably find yourself right back where you started.

6. Check your calendar

Great! You’ve got it all under control. You know where you’re going, how you’re going to get there and how you’re going to pay for it. But can you afford the time? Do you have enough free time or flexibility to meet the educational requirements? Are you young enough or old enough to fall within any professional age requirements? If you have the time and the age, skip this step. If not, the last step of your journey is to shuffle your calendar!

Shuffling your calendar may be easy. You may know right away what to eliminate or move in order to make room for your new career path. Conversely, finding the time might be downright complicated. Maybe you have small children, maybe you have an ailing parent, maybe you have church or community commitments…any of these things would make working towards a new career an uphill battle. Here again, it may mean that you have to post-pone your journey for a little while. Or, it could mean that you have to settle for beginning your education informally by reading books or taking online courses when you can. Whatever your challenge, don’t lose hope! Faith in yourself and perseverance will get you where you want to go.

7. Take the plunge

You’ve arrived at the last step. It’s time to jump in! Time to register for that first class, accept that internship, or apply for that entry level or part-time job in your chosen field. Whatever you’ve found to be the first step towards your new career, delight in the fact that you’ve come a long way and you’re doing it! You’ve done a lot of hard, thorough work and you have a lot to be proud of. Start down that path with your chin up and your shoulders back!

Food for your trip

You can’t take this trip without packing! If you leave home with one thing, leave home with the comforting knowledge that your approach to a new career is circular. This means that you can always go back to the beginning of the circle or to any point within the circle. If you’ve started a class or program and found that you hate it. So what? You’ve learned to cross it off you list and go back and take another look. Even if you get all the way to end of the path and decide it is not for you, take comfort that you did your best and its time to go back to another number in the circle. There is no shame in that.

So go on now…get out of here! Your train is leaving and you better be on it! Just don’t forget to take some pictures along the way, stop and smell the flowers, buy a few souvenirs and by all means, don’t forget where you came from!

Alotta Candor is a staff writer and commentator for JobSchmob.com, the “lighter” side of the working world. She is proud to be a liberated ex-corporate office worker.

http://www.JobSchmob.com

When the first human being, in Eden or on earth, covered his body with leaves, or later with an animal skin, the fashion industry was founded at that time. Though we are not familiar with the style and attire of that time until the ancient civilizations preserved few images in the solidity of rocks, through cave paintings and through rock-cut sculptures.

Terra Cotta figurines of the oldest Harappan Age show interesting headdresses that can be compared with any modern hairstyle with a heavy look. The Dancing Girl of Mohenjo Daro with bangles in her arms is not behind any fashion sculpt of any age. While no one can deny the allure and glamour of Cleopatra; a woman with great political skills and a long nose, who crafted many fashion styles from jewelry to outfits of the great Egyptian Empire of Scissors.

But fashion is not only associated to women always! In ancient times of Cleopatra, Scissors always wore clothes that were royal, expensive, stylistic, attractive and special. At the same Egyptian soil, the Pharaohs were never behind. The great Biblical Character of Moses, if taken as an Egyptian Prince, was always a portrayed, in tales and later in movies, in a charismatic outfit.

While in the Western part of the globe, the Greeks and Romans not only marked high standards in Art, Architecture, and Warfare, but their unique and intricate concepts of a perfect and godlike human body, especially of males, supported the appealing army uniforms and court-wears.

The supernatural characters of illustrious Greek, Egyptian and Indian Mythologies did provide extraordinary range of apparel; well preserved in the form of painting and sculpture.

These ancient models are still the greatest sources of inspiration for modern day fashion designers and the origins of the evolved form of cultural trends prevailed through continents from Australia to America and from Asia to Africa.

Cultural influences are stronger when we consider the economic aspect of the fashion industry. Business needs market where it can present fresh ideas and products in every new day. Although in this global age, acculturation is very much on. But even then there are many cultural aspects that can instigate or impede certain trends. A colorful bikini is a great fashion market item in Western or secular and modern cultures, but it is almost a taboo in some rigid and fundamental areas. Contrary to that, a veil is popular in fundamental countries, but has no market in secular or modern world. However, so many fashion articles could get the status of cross-cultural ambition. Especially in ornaments, there is not much difference across the globe with exception of little diversity in shape, material and style. Earrings, bracelets, pendants, bangles and rings are always, and everywhere, in fashion since ages having big market scope in all societies and cultures.

On the individual level, fashion is not just a simple word or an uncomplicated attitude, or even an overwhelming desire. Fashion is a multifarious dogma that can influence an individual in many ways.

“As process it is [fashion] sustained through some complex amalgamation of inspiration, imitation and institutionalization, all of which seem necessary, even though the nature and degree of their fusion is, as we can infer from fashion history, quite variable.” (Fred Davis. Fashion, Culture and Identity. P. 123)

Therefore, the multifaceted incorporation of fashion, where force an individual at the same time, it also institutionalize itself on many grounds. This institutionalization is not only at the academic level, but due to its capacity of holding an individual, society, or even the whole world has created a huge market for investors.

This feature has made fashion, throughout past decades, an industry with small to bulk product possibility that can be marketed all around the world. It attracted many business tycoons and groups of companies to invest in fashion industry, or to label some of their products as fashion products. This idea initially covered the clothes brand but soon after, it encompassed every utility of everyday life. From earrings to pendants, from watches to glasses, from shoes to wallets, from perfumes to hairstyles, everything was produced and marketed, exported and imported on such a huge scale that it actually influenced the economy of various countries. Apart from the individual fashion, bathroom accessories, kitchen, bedroom and bathroom décor, landscaping of gardens and lawns, furniture, automobiles, electronics or even language accents, everything got under the broad term of fashion. Products singularly and brands collectively helped and polished lifestyle across the continents. So, inevitably fashion market got vitality.

Despite quality, comfort and durability the exclusivity of a product and its luxurious look are the reasons that produce scope for a product to be marketed. That is the market policy of almost every fashion company revolves around these features.

Simultaneously, the marketing and availability of various products have developed the customers’ sense of selection and exposure with a comparative buying power. Fashion is not always brand conscious; it is item based as well. Sometime, the need for a particular item may force us to go beyond the brand-range and select something less popular. This is a challenge all the famous brands have to cope with. Ian Griffiths and Nicola White, in their edited work: The Fashion Business- Theory, Practice, Image, commented on item shopping as:

“Item shopping is still very much part of our lives, but market saturation has taken its toll and replacement purchases of core product continue to decline. Added to this is the changing profile of the customer, who, through constant exposure, is becoming wiser, more astute, more confident in mixing products and consequently, likely to be less brand loyal.”

The customer satisfaction is very important in the fashion industry; either it is attained by making customer needful for an upcoming product through advertising, or by providing him what he is striving for. The former caused the creative and design department to experiment with new ideas and shapes while the latter forced the quality controlled production with maintained standards.

Modern day fashion is rapid, short lived, more corporate in its structure, and psychological than ever before. Due to better and quick sources of communication and information, the international or external markets are open for every fashion company to do business, multinational companies can be found with variety of products in all the continents with complex network and appropriate marketing policies according to the socio-cultural requirements of a certain country. Especially, when we talk about the couture and cosmetics, contemporary trends are getting more and more cross-cultural due to viewership of various fashion channels on TV. This is far quicker source than the print media. So, the skills and concepts are also crossing the geographical and ideological boundaries of different parts of the world regardless of ethnic rigidity and conventionalism. That is one reason that fashion is also taken as the reflection of the progress in some developing countries. Fred Divis described clothing as a visual metaphor in his compilation; Fashion, Culture and Identity:

“As visual metaphor the clothing that is dress (one should perhaps distinguish between the two) is capable of communicating many things including something as subtle, for example, as the wearer’s reflexive awareness…”

This is what has made fashion companies responsible for customer care at the same time, when they were thinking to be profitable. You can find friendly policies of such companies towards its employees, suppliers and customers. Together with the advertising campaigns, Fashion Weeks with new designs and colors, serve additionally to promote new concepts. These Fashion Weeks not only display an array of new products, but also serve to communicate with the audience visually. Dresses and accessories worn by models doing catwalk, are more lively and enthralling than the mere display on mannequins. Normally with a range of Fall, Spring, Summer and Winter collection, Fashion Weeks boost market demands and promote its associated businesses as well. Fashion Shows now have become cultural events which are happily sponsored by the corporate sector.

At modern day fashion companies, there is an underlying and long standing commitment to ethical trading, based upon the belief, that business can be both profitable and responsible. So, fashion companies believe that building meaningful long term relationships with employees, suppliers and communities is good business practice for them and is what the customers expect popular brands. This is, and always has been, the founding principle of different brands as Corporate-Social responsibility.

Fashion is not only a phenomenon for luxurious life, but this concept deals with humanity as well. True meaning of fashion is to put life at ease and to facilitate humanity with its respective life style. That is why, modern fashion companies are conscious for the fact of supporting special people of society with special needs. This phenomenon is causing fashion to be responsive towards special people.

Therefore, the market and its demands may vary from community to community. For example, the range may get different in a London store in comparison with the variety at a Singapore or China store. No doubt, in the modern world, ‘East meets West’ but climate, culture, sociology and psychological needs can force fashion designers and companies to provide a vast canvas for the diversity of customers worldwide. But there are few items that are evergreen. Jeans and Bags are such commodities that are always in demand and ask for the latest styles and comfort at the same time.

Modern day fashion is global, human, culture and society friendly. At one end it emphasizes collective psychology and trends of a society, and at the other end, it deals with the individual needs of customer care. Healthy trends, balanced life, and busy lifestyle are, what the modern fashion companies have to consider deeply. It is no more a matter of looking good and attractive, true fashion and accessories join comfort and trend together. Fashion companies are somehow, have become institutes that are shaping behaviors, psychology and healthy and innovative thinking. The concept of being relaxed and making others too, by wearing good looking, comfortable, trendy and eye-catching outfits in soothing or energetic colors, is the order of the modern day.

“The obstacles to recognition which they [elements] interpose give an extra fillip to the process of the recognition and increase our pleasure by providing a chain of difficulties to be overcome.”

(Carl Thurston. The Structure of Art.p 39)

Lawn tractors are typically small tractors meant for farm work up to 2 acres. There are various attachments to the tractor, which can reduce you manual work. This will help you making use of your available time effectively in maintaining your garden in trim condition. Typically, (up to a maximum of 7 to 10 HP), these tractors come with a ZTR (zero-turning- radius) feature, which is very useful for working on a small field.

Versatily on Lawn Tractors

Garden tractors are versatile pieces of equipment. It can do a slew of jobs as mowing, tilling, lawn rolling, lamppost hole digging, and many other jobs. These jobs are possible through power take off spindle. This makes lawn tractors as the gardener’s best friend.

Buying a Tractor for Your Garden

Buying a lawn tractor is like buying a car. The value of car may be less but a range of optional accessories increases it. Therefore, consider the tractor you are buying very carefully. You may purchase the accessories at one time, as you go along using your lawn tractor. It is recommended that you try the tractor at the showroom and get an idea about the time required in attaching and detaching the accessories. Test-drive the tractor and try to get a feel of getting in and out of tractor.

Basic Cost of Garden Tractors

The cost of small size lawn tractor starts at $900 and goes on until $6000. The basic model available just under $900 is Bolen 762F76, and the John Deere Spin-Steer SST-16 is available for $3300. Poulan Pro PK185H42ST sells at about $1400. This is just the cost of tractor alone without accessories. Accessories cost a ton with canopy starting at $110 and grass collection bag costing $300, small and large carts costing $110 to $220, can make it a costly proposition. If you are going to use your tractor just for lawn mowing, and you have a small farm of ½ to 1 acre, you can have a look at the stand behind lawnmower costing $350 instead of going for lawn tractor.

Using Lawn Tractors Safely

The lawn tractors have a low center of gravity, and hence there is a low possibility of toppling and the accidents with lawn tractor are low. All the same, following precautions are useful while driving a lawn tractor.

• Do not ride at high speeds, especially up a hill. A small stone can throw you out of track and injure you.
• While dismounting make sure that the engine is off and the attachments are all touching ground, wherever possible.

The writer Andrew Caxton publish very often new articles to an online magazine specialized in lawn mowers and tractors [http://www.lawn-mowers-and-garden-tractors.com] . Andrew helps people to find the best solutions, and most affordable gardening tools, including mowers and lawn tractors [http://www.lawn-mowers-and-garden-tractors.com/lawn-tractors.html] for different types of gardens.

With many people struggling to make ends meet and TV adverts with catchy jingles tempting you to sell your car for quick cash, it can seem appealing. Your car (next to your house) is probably your most expensive piece of equity and with this in mind, it can be tempting to sell it, purchase a cheaper make or model and pocket the difference.

Car auctions, whether they be physical or on-line, can be a good way of selling your car, safe in the knowledge that an experienced auctioneer has yours, and the auction house’s, best interest at heart. You may think that these things do not always necessarily go hand in hand but bear in mind that the auction house will take a percentage of the purchase price (buyers fee) as commission so it is in their interest to get you as much money as possible!

So, let’s start with the basics:

What is a car auction?

Car auctions have a long history within the automotive industry with many different types of business using them to either sell excess stock or purchase new stock for resale.

They are extremely popular in the USA and Japan and are gaining popularity in the UK where they are no longer seen as dirty places. This is mainly thanks to the industry making a concerted effort to change the reputation of the sector and make it more appealing to all people, not just those ‘in the trade’.

Car auctions sell cars, commercial vehicles, motorcycles, plant equipment, and some of them will also sell large goods vehicles and possibly caravans and motor homes.

Auction houses do not own the vehicles which they sell. They merely act as a shop front for many different types of seller. These can include leasing companies, fleet management companies, dealer groups, banks and financial institutions, governmental bodies, police, and of course private individuals.

Let’s look at each of these different sellers more closely:

Leasing Companies

Leasing companies rent vehicles to companies or private drivers for a set period of time (sometimes as little as 1 year) so the vehicles put into auction are usually young models with a good mileage and because the cars are usually leased from new, they may have only had one person driving them whilst going to a meeting twice a week! When the lease or rental period ends, leasing companies will enter their old stock into auction as their customers are more interested in leasing brand new vehicles. These companies are usually owned by banks or financial institutions.

Fleet Management Companies

These are similar to Leasing companies in that they lease their stock to organisations but differ in that they will supply their customers with a whole fleet of cars and manage that fleet on behalf of their client. Again, when the rental period for the fleet ends, the companies wish to take advantage of the capital wrapped up in their stock in order to replace it with new models.

Dealer Groups

If you have ever part exchanged your old car at one of the large, glass fronted dealers or showrooms, chances are it has subsequently been put into auction and sold. Dealer groups will also enter old or unsold stock (known as overage) from their forecourts in order to keep their showrooms looking fresh with the latest that the manufacturer(s) have to offer. Of course, buying a vehicle at auction which has been entered by a dealer group can be a bit riskier than the leasing or fleet companies as if someone has part exchanged their old car, you have to ask yourself why did they do it, what sort of person where they, how well did they keep it and how many previous keepers has it had?

Banks and financial institutions

Banks and financial institutions can fall into fleet and leasing companies as many of them have these elements within their respective corporate families and follow the same trends. However, banks can also enter cars into auctions that have been repossessed from their customers after defaults on loan or mortgage repayments. Obviously a car itself is of little or no interest to a bank, they are only interested in the value and the money which can be made from it.

Governmental bodies

Government bodies will run fleets of cars for their staff and key executives and will update this fleet on a regular basis with the old stock being put into auction. Separate Government departments will also enter a wide range of vehicles at auction from ex-defence Land Rovers or staff cars, to lawn mowers and diggers used on the local playing fields or in the local cemetery! Local Government may also enter cars into auction that have been seized by bailiffs follow non payment of bills such as Council Tax (depending on the Local Authority in question, these can be quite high end models).

Police

Police forces will auction vehicles seized from convicted criminals to either compensate victims, break up an illegal estate or regain public money gained fraudulently. The police also auction a variety of other items seized for similar reasons and may do this through an auction house or by holding their own property auctions. As well as these lots, all police forces will also run a fleet of undercover or unmarked vehicles and these will need to be constantly updated, with the old stock being put into auction to raise funds for the force.

Private individuals

This is the category of seller that we are really interested in. Private sellers can enter and purchase cars from auction and if their car is not sold first time round, they can tell the auction house to keep putting it in until they receive an acceptable bid. Be warned though, auction houses will charge you for each time they enter the car so if you have sold your car after a couple of sales, you may want to check your reserve price or rethink your options.

How does it work?

Most auctions work on the same principal; your prospective buyers bid against one another, raising the amount which they offer with each new bid they make until their competitors drop out and they are left as the highest bidder. All of your bidders will be in the auction hall (although an online element is becoming increasing popular) and all bids are made in the open. This type of auction is known as an ‘English Auction and its formula applies to the majority of vehicle auctions.

When your vehicle arrives at the auction centre, it will be inspected by the auctions technicians who will highlight any scratches, dents, scuffs, rust, etc and value the overall damage costs. It can be important to consider this when you think about your reserve as trade buyers will have a good idea of the vehicles value and of the damage costs and will factor this into their bidding. The damage cost will not be shown to any buyers, it is purely for the auction house’s records.

Your car will then be photographed and ‘lotted’, the process whereby your car is entered into a sale. It will be assigned a lot number and will be placed in the auctions yard to be viewed by the buyers.

At the same time, your vehicles details will be published online for buyers to look at before they arrive at the auction. This is a good way of building interest in your car and most auction houses will send our copies of their latest catalogues to their buyers.

You should do your best to ensure that you car is entered with all of the paperwork and material which you have relating to it:

• V5c Registration Document
• Hand book
• Any other manuals (SatNav, radio, etc)
• Service book
• Historic garage receipts of details of work carried out
• Locking wheel nut key (if your car has one)
• Any other information or items that came with your car when you bought it

All of these things are important to buyers and if you were buying a car, you would expect to have everything that you could have relating to it so think of these when you enter your car.

Of course, you will also have to leave your key and any spares with the auction.

In the auction halls…

When your vehicle is lining up to be driven into the auction halls, buyers will start to look closely at the car, looking for any damage and they may open the doors to look at the interior. Buyers are not usually allowed to test drive cars or look under the bonnet so this process of final inspection is important to them.

Once your car is in place in front of the auctioneer, the cars details and any special features, such as extra interior features, alloy wheels, etc, will be read to the audience. The auctioneer will then start the bidding with an opening bid below your reserve. If there is a great deal of interest in your car, bids can rise fast with many people competing. Eventually, the auctioneer may drop the increases in size to amounts that the last couple of bidders feel more comfortable with. This could mean that you see increases of £50 for your car rather than the £500s you were seeing right at the start. The buyer with the final highest bid has now bought your car as long as their highest bid was over your reserve. At this point the buyer has entered into a legal contract.

If the final highest bid did not quite meet your reserve, the auctioneer may class this a provisional bid and the auction will then attempt to negotiate between you and the buyer. At this point, you can ask for more money or demand that your reserve be met. If you go too high and the buyer pulls out, the sale will fall through. It is a balancing act between what the buyer is prepared to offer and the minimum amount you are willing to accept.

If you reach an agreement, the sale will go through as normal.

If agreement cannot be reached, you have the option to take your car out of future auctions and keep it, or enter it again in the hope of getting a better bid. Hopefully this won’t happen and you will sell your car but if you have to consider this you should remember that many auctions are used by motor traders who attend most weeks and if they see the same car go through each week, they will be less inclined to offer a high bid. Auctions will also charge you for each time you enter your car, with some also charging storage after a certain amount of time and sales, so you should consider these costs when thinking of the money you intend to make from the sale.

How much will it cost?

The fee to enter your car in an auction can range from £15-£30 depending on the size and reputation of the auction house and will be deducted from the total sale value of the car. This fee will be payable each time you enter your car in to a sale if it does not sell.

On top of this, there will also be commission deducted from the sale price. This will be on an increasing scale and will depend on the sale price of the vehicle in question. Always check with the auction house before you enter your vehicle and shop around the auction houses local to you to get the best deal.

After the sale

Assuming that a deal has been reached or that your vehicle sold straight away, the auction will not give any of the vehicles paperwork to the new buyer until full payment has been made. Once this happens, the auction will pass all material relating to the car to the buyer.

Most auction companies will also deal with the legal change in ownership on your behalf and will communicate the sale to DVLA Swansea with the vehicles V5c Registration Document on your behalf, as you do not know the buyers details. Some auctions charge for this service so check at time of entry.

Car auction companies are usually pretty quick in sending you the money for your car and can be as quick as a couple of days after the sale, usually by cheque or bank transfer. The entry charges and commission taken by the auction will usually be details on a remittance advice sent to you once your money has been sent to you.

Other things to consider:

When you are thinking of putting your car into an auction, you may want to think of these things which can increase your chances of getting a sale:

• Is the interior clean?
• Having crisp packets, drinks bottles or cigarette ends n the ashtray is not appealing and you would not by a car like that so why would anyone else?
• Do you smoke in your car?
• If you smoke in your car, try to banish the smell of stale smoke as best you can. Smoking in cars can also lead to burns on seats, trim and just about anywhere else so be aware of them.
• Have you got a complete or good service history on your car?

Buyers look at the service history on your car to see how it has been kept. A good service history usually mean that the rest of the car has been looked after properly. Main dealer stamps are highly sought in service history but your local approved garage will suffice.

Is there any tax left on your car?

Selling a car with tax allows the buyer to drive away with that car on the day they bought it. If your car does not have tax, they buyer will need to insure it, then sort out the tax before they can drive it. Since auction houses will not pass any vehicle documents to the buyer before full payment is made, this can lead to a great deal of hassle for the buyer as they will have to go away, sort the insurance, come back and pay for the car, go away and sort the tax (now that they have the MOT certificate), come back and finally drive away.

Trade buyers buying many cars will not worry about the hassle factor too much as they will get their new cars delivered by transporter, it mainly matters to them for the resale value which tax can add onto their forecourts.

When does the MOT run out (or does it even have one?)

Selling your car with MOT gives your car a boost in auction as buyers will just see it as an added expense if it does not have one. Your buyer will also need to have a valid MOT before they can ensure the car!

Are there cosmetic things that could be tidied or corrected before you enter it?

Are there stains on seats or interior trim that can be removed? Is there a brake light bulb that could be replaced? Are there stickers on the windows that could be removed?

Is it worthwhile sorting out that scratch before you enter it?

Getting a small scratch or dent repaired before you enter your car can increase the chances of it selling as it will not be noted on the damage report (as long as it is a good job!)

Do you have a spare key, SatNav disk, or old garage bills in the back of a cupboard somewhere?

You should do your upmost to ensure that you give everything associated with your car to the auction along with your vehicle. Things like spare keys add to the value and old garage receipts let your buyer know exactly what has been done, added, changed or mended to their new car as well as who done it.

Obviously, if your car has built in SatNav, you should include the disk for this along with any instruction manuals.

Remember, auction houses will inspect your car and so will our buyers sonly sort out scratches or other problems if you feel you can be a good job of it otherwise it just means that someone else has to redo your attempt meaning more cost and time!

This article is only meant as a guide as all auction companies have different processes, fees, client base and ethos but I hope that this article has given you some insight into the considerations of selling your car, van, lorry, tractor (or any other vehicle) at a car auction and if you do decide to follow this route, good luck!

In my next article, I will be talking about how an auction works from the buyers side.

T. Mapes
tom.mapes@sky.com

If you have a car then you must know that keeping it in perfect condition is a hard task as your car requires constant maintenance right after you have bought it. The car engine and the various other parts of your car can start wearing down within a few months of using it, so you need to stick to a proper schedule of maintenance and servicing for your car engine and motors. The question about replacing or repairing worn out engines would depend upon the actual circumstances and the condition of your car.

Automotive motor repair and engine replacement can be very expensive, so you need to understand the various parts of your car and educate yourself about the engine requirements to avoid untimely repair and engine replacement of your car. The car engine, brakes and brake liners suffer innumerable wear and tear and generally break down easily, so you need to look out for their maintenance regularly and keep yourself updated about your car health.

You should regularly put your car for engine tune up and examine the ignition system and emission controls of your car, so that the motors of your car remains in healthy condition and your car engine runs smoothly for a longer time. However, sooner or later, problems would arise and you would certainly need to replace certain parts of the ignition system such as the contact breaker and distributor cap or rotor button. Adjustments in the cylinder head bolts and the replacement of filters and spark plugs may also be necessary, so you need to check with your car mechanic to find out more about your car engine and regularly replace parts that are worn out. New vehicles do not need regular engine tune-ups and can run smoothly for years without replacement or repairing, however, you must not take any chances and regularly send your car for servicing.

At times, even with proper engine tune ups, you would find that your car engine is wearing down and may even breakdown eventually. When this happens, you would have to decide about either replacing your car engine or repairing it to drag on for a few more years. Of course, you need to understand that engine repair is only possible if your car engine is still repairable, otherwise you would have to replace your motor engine. Motor repair is possible for cars that produce strange noises and have locked up engines, but for engines that have totally broken down, it is recommended that you go in for engine replacement.

You can replace your car engine with a branded engine or you may try out the affordable used up engines that are available in the markets. Though most servicing mechanics would ask you to buy brand new engines, however, if you are low on your budget, then you may also try out the revamped engines that come in for much cheaper prices. However, whatever may be your choice, ultimately it is the life of your car and your motors that has to be kept in mind while deciding on whether to replace or repair your car engine.

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Business rises and falls on leadership. According to business guru, Brian Tracy, “Leadership is the most important single factor in determining business success or failure in our competitive, turbulent, fast-moving economy.” Still not convinced? Based on a study by Jessie Hagen of the US Bank, here are the main reasons why businesses fail:

o Poor Business Planning

o Poor Financial Planning

o Poor Marketing

o Poor Management

Proper application of these key factors is a function of good leadership. Let’s look at some of the conclusions of the US Bank report. According to Hagen’s study, in the Business Planning category, 78% of businesses fail due to lack of a well-developed business plan. It boggles my mind that so many people go into business without a plan, as if it were the ice cream flavor-of-the-month! Is it any wonder that when I came across the DEA Police & Government auction site of confiscated property, there is a gleeful statement that declares, “Most businesses fail within their first two years, so chances are, you will come across some relatively new merchandise. At (our) auction, get what you need without paying full price.”

If you just rolled out of bed with ‘a great business idea’ and don’t want to be a part of this grim statistic, run to your nearest bank, get a free business plan template, and write your plan now! Honor the time-proven cliché, “If you fail to plan, you plan to fail.” Leadership is about planning for success before it happens. Sun Tzu, the 6th century Chinese philosopher, in his epic work The Art of War, gave some sound business advice that still applies today: “When your strategy is deep and far-reaching, then what you gain by your calculations is much, so you can win before you even fight. When your strategic thinking is shallow and near-sighted, then what you gain by your calculations is little, so you lose before you do battle.”

In the Financial Planning category, a whopping 82% of businesses failed due to poor cash flow management skills followed closely by starting out with too little money. Business leadership is about taking financial responsibility, conducting sound financial planning and research, and understanding the unique financial dynamics of one’s business. Before even starting a business, show your plan to your accountant and get their counsel. What a concept! Asking for the advice of someone who sees the bottom-line realities of business day in and day out; someone who sees the birth certificates, successions, and autopsy reports of thousands of business entities. It just makes good business sense. But many people will ignore this advice and eventually meet with business disaster. [Word of caution: don't rely on just one opinion. Get at least two or three opinions from different accountants to get a more informed view].

The third business failure factor profiled in the report, and a critical one, was Marketing. Over 64% of the businesses surveyed in the Marketing category failed because of owners minimizing the importance of properly promoting their business followed by ignoring their competition. Again, as a business leader, you must be able to effectively communicate your idea to the right people and understand their unique needs and wants. Leadership is all about taking initiative, taking action, getting things done, and making decisions. If you’re not doing anything of significance to market and promote your business, you are most likely headed for business failure. I recommend every time you get up in the morning, jot down 5 new things you can do to promote your business and go DO them! If you can’t think of anything to jot down, I highly recommend reading Jay Conrad Levinson’s book, Guerrilla Marketing, which has oodles of useful information and tips on promoting for small business.

Know your competition. Leadership is also about providing value to people. If your main competitors are all providing a better quality and lower priced product than yours, how can you possibly create any value? Either you harness your strengths to provide different benefits such as speed, convenience, better service; lower your price and improve quality; create a different product for an unmet demand; or get out of the game.

Finally, one of the most important reasons why businesses fail is due to poor management. In the Management category, 70% of businesses failed due to owners not recognizing what they don’t do well and not seeking help, followed by insufficient relevant business experience. Not delegating properly and hiring the wrong people were major contributing factors to business failure in the Management category.

Leadership is about knowing yourself – understanding your strengths and weaknesses. Leaders are aware of their potential. Losers ignore their potential. Leadership is ultimately about influence and delegation. As a leader, you must have the humility to be able to surround yourself with people who are brighter than you and who can make up for your weaknesses and limitations so you can do what you do best: seize the day and lead! ■

Sharif Khan is a professional speaker and author of “Psychology of the Hero Soul,” an inspirational book on awakening the Hero within and developing people’s leadership potential. You can reach him at sharif@herosoul.com or by visiting http://www.herosoul.com

Sharif provides inspirational keynotes and leadership development workshops that entertain, educate, and empower. To book Sharif as a speaker for your next event call: (416) 417-1259.

Every January it’s the same. ‘New Year, New me’ we say, but by Valentine’s day all our best intentions have fallen by the wayside. But this year I’m going to stick to my regime by participating in team sports, as they give you a great work out, allow you to socialise, and appeal to your competitive streak.

Another motivating thing about team sports is that if you don’t go, unlike the gym, it’s not just yourself your letting down but also the team. This really makes me want to go, as although i think nothing of letting myself or my ftness down, my dedication to those around me guilts me into it!

So, now your thinking ‘hmmm, maybe team sports are for me after all’, which team sport should you do? Well here are my top 5:

Basketball: Very popular across the pond, but gaining a real following here in the UK, basketball is a fast paced game, and the time seems to fly by when ever i play. Speed and co-ordination are vital!

Netball: We all remember netball from our school days, but in recent years more and more adults are choosing to revisit it. It’s a great way to get fit with like minded women, and even make some friends along the way.

Football: The classic British team game, football is not just for watching. There are leagues everywhere, for both men and women and if you’re not keen for the full match then indoor or 5 a side is just as good for you. I’m really getting into football at the moment- something i thought I’d never say.

Ice Hockey: Not for the faint-hearted, but seriously good fun! if your balance is ok, and you’ve nerves of steel then I would definitely recommend ice hockey, for its fast pace and sheer enjoyment.

Volleyball: We’ve all played it on the beach in our time (even if its just between pina coladas), but have you ever thought of taking it up regularly. There are quite a few indoor and outdoor leagues around, but if there isn’t one near you then why not grab a few mates and set up a game.

Those are my favourite team games, but there are plenty more out there, and I’d really recommend them, so find a league or team near you and have fun.

Awards and Trophies are online suppliers of a range of trophies and medals, from football trophies to trophy cups for basketball or ice hockey. So whatever your league or event we have a trophy for you.

Any great Chef, worthy of his reputation, will tell you that Gourmet cooking is an art form. To prepare a truly genuine gourmet meal you must be willing to cook from scratch using the best of everything that is required for your recipe and, of course, this will mean being very selective in your choice of meat, fish or produce. Food items should be chosen for their freshness and quality and appearance.

Those who possess the ability to achieve the highest standards in creating gourmet cooking are usually very successful in this field. As well as being able to command a high salary for their services they can achieve a high status in this profitable, yet meticulous, industry. For those talented professionals endless opportunities are open to them whether it be opening and running a catering establishment, designing cookery books or guesting in cookery programmes on television. The better they master their craft the more in demand they will be.

Being a successful gourmet cook is not only reliant on a certain amount of artistic flair but an element of science is required. Gourmet cooking does require study and dedication, but, above all, will only succeed if the gourmet cook is brave enough to experiment with ingredients that he or she knows will combine well together. A good gourmet good will possess an exceptional palate. So, with the courage of their convictions they can create a sublime taste experience.

The choice of menu for a gourmet cook is in some way reliant upon what ingredients are at their best for that time of year. A good gourmet cook would make a sacrifice on the quality of their meat or produce. Knowing how to flavour your dish correctly is quite a talent. You need to be able to distinguish subtle flavours of herbs and spices in your dishes, as well as whatever else you have included in your creation. Your ingredients should complement each other, not one overpowering the other.

We take our enjoyment in gourmet food from many of our senses. Of course, the flavour and texture must be perfect, but your dish must be visibly appealing. Garnishing is an important element to gourmet cooking and will enhance the appearance of your dish. We also rely on our sense of smell to increase our pleasure in food and the inclusion of ingredients that have a wonderful bouquet all add to the experience All your dishes should be presented with care and creativity, and skillfully arranged.

Attention should always be taken when displaying your meal, regardless how simple or complicated it may be. With a little artistic license even an ordinary meal can be transformed. Gourmet cooking is a subject that is limitless. New recipes or ingredients from other parts of the world are constantly being experimented with. Gourmet cooking is exciting and challenging but certainly not for the unadventurous or those who wish to stick to tried and tested philosophy.

For those who wish to push the boundaries of their knowledge are willing to learn more about gourmet cooking there is a wealth of support, advice and hands-on training programmes.

Great gourmet food is ever changing and evolving. This is largely due to those enthusiastic individuals who are passionate about achieving the highest standard in gourmet cooking and are unafraid to try new and interesting combinations by experimenting with previously untried ingredients. Gourmet cooks never compromise in their quest for excellence and our always accepting of new and interesting ideas from whatever part of the globe they come from. Like any other subject in life the more effort that is put in the greater the rewards. But the key to success is to enjoy being creative and take the greatest of pleasure in what you are doing! If you possess these qualities you may be on the road to a wonderful career in gourmet cooking.

Abhishek is really passionate about Cooking and he has got some great Cooking Secrets. up his sleeves! Download his FREE 88 Page Ebook, “Cooking Mastery!” from his website http://www.Cooking-Guru.com/770/index.htm. Only limited Free Copies available.